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Water Warrior - That is scary but on the plus side you were able to learn the easy way. I make it a point of NEVER (this is one of the times when I will use that word) letting anyone ride my bike. Too much liability and I could lose the bike due to any number of reasons. I will also only ride a bike from a dealer and not a private individual for the reasons you note. The one exception is if I am testing it for possible purchase. First I start with checking that all the parts are secure and then check the brakes before going out on the road.
Cheers!
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