My specs:
Height: 511
Inseam: 29 inches
Weight: 235 lbs
Miles riding a GZ250: About 18,000
I think your inseam is more of an issue than than you height. I had a custom seat built that raised the seat height 2 inches. I did this not because it felt cramped but because it change my seating position slightly and took some of the pressure off my spine/butt. It worked great.
I don't see weight as a factor. A GZ250 can carry about 375 lbs and I'm pretty sure I have exceed that from time to time. Never an issue for me.
I commute in city traffic everyday that the weather permits and never once have I had any issues keeping up with traffic at speed limits under 50 mph. In fact it seems to me that a GZ250 will out accelerate most cars up to 30 or 40 mph.
If you think you might need sustained speeds in excess of 60 mph I would strongly recommend you look at the Ninja 250. It is well supported and has a top speed of around 100 mph.
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